All You Need To Know About SR-22 Insurance

Not sure what an SR-22 insurance is? Well, SR-22 is a certificate issued by your car insurance company. This certificate verifies you have an auto insurance liability coverage required by your state. At the time of an accident when you are not carrying minimum car insurance, most state DMVs require you to hold an SR 22.

When do you need an SR-22?

Every state has its own requirements regarding SR-22. This certificate is required by the court or mandated by the state only for certain driving-related violations including:

• DUI or DWI convictions
• Accidents caused by drivers without a valid insurance
• To reinstate a suspended or revoked license
• Multiple traffic offenses in a short time period

If you need an SR-22, the courts or your state Motor Vehicle Department will notify you. At this time, you can contact us!

Terms of an SR-22 Insurance:

Typically, an SR-22 car insurance remains active as long as you pay the required premium and keep the policy active. In case your policy is canceled, your insurer will notify the state authorities, which may result in a suspension of your driving privileges.

How much does it cost to file an SR-22?

It is important to know that most states require a small filing fee when an SR-22 is first filed. In case you have allowed your policy to lapse at any time, you may be charged a fee to renew, but a fee is not usually required at the time of renewal. The price of an SR-22 is usually $25 but may vary from state to state. Keep in mind that a filing fee applies to each individual required to have an SR-22.

If you are looking to file for an SR-22 or get it renewed or just want to know more about this certificate, you’re at the right place! What are you waiting for? Pick up your phone and call us so you can talk to one of our professionals, 24/7.